Saving with Coupons

1.  Find Coupons and Build a Coupon Stash

  • Printable coupons: There are many sources to get printable coupons. Check out coupon sites like,, Most of your favorite brands offer coupons on their websites too.
  • Weekly newspaper: Coupon inserts are included in Sunday newspapers. The inserts are typically from Red Plum/RetailMeNot Everyday, SmartSource, and Proctor & Gamble (P&G).
  • Magazines: Many magazines have coupons . Some examples are Weight Watchers, Good Housekeeping, and Better Homes & Gardens.
  • Digital/eCoupons: These coupons can be loaded to store loyalty/reward cards.
  • Catalina coupons:  These coupons print out at the store along with your receipt.
  • Blinkies/Tearpads:  These are coupons that are found in store, usually on the shelf or on displays.

2.  Best Times to Use Coupons

  • Advertised sale:  Try not to use coupons when items are full price.  In order to save the most, use coupons when the items are on sale.  Review the store’s weekly sales circular and match up your coupons with sale items.
  • Unadvertised sale:  While you’re shopping, plan to look for unadvertised sales.  In addition to the weekly sales circular, many stores have sales on lots of unadvertised items.  Use your coupons on discounted and clearance items because the final cost could be minimal or free.

3.  Learn How to Use Coupons

  • Sign up for the store’s loyalty/rewards card:  Many stores offer digital coupons that can be loaded to the loyalty/rewards card and can be used in conjunction with manufacturer coupons.
  • Store coupons:  You can stack savings if the store allows you to use a store coupon in addition to a manufacturer coupon for the same product.
  • Read the store’s coupon policy:  Since coupon policies can vary with each store, read the policy to maximize savings.
  • Double coupons:  If the store allows double coupons, a single $0.50 coupon will double to $1.00.  In some instances, the coupon can be doubled to full value or may have a limit of doubling up to $1.00 so it’s best to check the store policy.
  • Competitor price matching:  Some stores will price match competitor sales.  Most require showing proof in store such as the competitor’s ad.  Each store is different so it’s best to check the policy first.
  • Rain check policy:  Inquire about the store’s rain-check policy.  A rain check can be obtained when the sale item is no longer in stock.  A rain check will allow you to purchase that item at a later date for the current day’s sale price.
  • Discount programs:  Check into applicable discount programs.  Some stores offer senior and military discounts.  For example, someone using a military discount may be able to save an additional 5-10% on their purchase.
  • View the store’s week sales circular:  Use the circular to match sale items with your coupons.  Better yet – come here every week to see the full coupon match-ups for the upcoming sales.